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You are never too old to start getting fit either physically or spiritually. Someone at work was telling me that his grandmother wanted to stay in shape, so at the age of 60 she started walking five kilometers a day. She turns 97 this year, and they still have no idea know where she is! Hopefully, we will not get that far off track in our spiritual exercises!
This past year has been a stressful year for, no income right due to pending disability, uncertain answers for certain struggles, etc. And some of these little humorous interpretations of Life moments helped me to keep it all in perspective. Hopefully you will gain something from these as well.
A young husband felt that he was henpecked by his wife, so he was going to a psychiatrist about the problem. The doctor told him, "You do not have to let your wife bully you! Go home and show her you are the boss! The young man got home, slammed the door, shook his fist in his wife's face, and growled, "From now on, you are taking orders from ME! When I get home from work, I want my supper ON the table. I want my clothes laid out. I will be going out with the boys. You will be staying home. And another thing... Do you know who's going to tie my tie?"
And very calmly she said:... "Yes. The undertaker."
Plan your strategy according to God's plan: do not rely on the advice of the world to bring peace into your home. Ephesians 5:25 33 tells us; 25Husbands, love your wives, just as Christ loved the church and gave himself up for her 26 to make her holy, cleansing her by the washing with water through the word, 27 and to present her to himself as a radiant church, without stain or wrinkle or any other blemish, but holy and blameless. 28 In this same way, husbands ought to love their wives as their own bodies. He who loves his wife loves himself. 29 After all, no one ever hated his own body, but he feeds and cares for it, just as Christ does the church 30 for we are members of his body. 31 "For this reason a man will leave his father and mother and be united to his wife, and the two will become one flesh." 32 This is a profound mysterybut I am talking about Christ and the church. 33 However, each one of you also must love his wife as he loves himself, and the wife must respect her husband.
10 points that you can learn from Noah:
1. Do not miss the boat. 2. Remember that we are all in the same boat. 3. Plan ahead. It was not raining when Noah built the Ark . 4. Stay fit. When you're 600 years old someone may ask you to do something really big. 5. Do not listen to the world's critics, just get on with God's job that needs to be done. 6. Build your future on high ground, the higher ground that God leads us to. 7. Speed is not everything. The snails were on board with the cheetahs. 8. When you are stressed, float awhile. 9. Remember, the Ark was built by amateurs, the Titanic by professionals. Never underestimate God's expertise. 10. No matter what the storm, when you are with God there is always a rainbow waiting.
A little boy was heard talking to himself as he walked across the backyard, baseball cap in place, ball and bat in his hands. "I am the greatest hitter in the world," he said. He threw the ball up, swung and missed. "Strike one," he said. But again, he told himself, "I am the greatest hitter ever." He threw the ball up again, swung and missed. He looked at the ball, and at the bat, and said, "I'm the greatest hitter that ever lived." He threw the ball up again and swung and missed a third time. This time he said, "Wow! Strike three! What a pitcher! I'm the greatest pitcher in the world!"
ALWAYS be willing and flexible enough to recognize, focus on, and appreciate the strengths that God has given you and reveals to you, even if that's not what you thought was your strength. Romans 12:38 says; 3 For by the grace given me I say to every one of you: Do not think of yourself more highly than you ought, but rather think of yourself with sober judgment, in accordance with the measure of faith God has given you. 4 Just as each of us has one body with many members, and these members do not all have the same function, 5 so in Christ we who are many form one body, and each member belongs to all the others. 6 We have different gifts, according to the grace given us. If a man's gift is prophesying, let him use it in proportion to his faith. 7 If it is serving, let him serve; if it is teaching, let him teach; 8 if it is encouraging, let him encourage; if it is contributing to the needs of others, let him give generously; if it is leadership, let him govern diligently; if it is showing mercy, let him do it cheerfully.
I Corinthians 12:46 4 There are different kinds of gifts, but the same Spirit. 5 There are different kinds of service, but the same Lord. 6 There are different kinds of working, but the same God works all of them in all men.
A man walked up to a vending machine, put in a coin, pressed the buttons labeled, "coffee, double cream, sugar." No cup appeared, but the nozzles went into action sending forth coffee, cream and sugar. After the proper amounts had gone down the drain, the machine turned off. "Now that's real automation," said the man. "This thing even drinks it for you." That is just how some people want their faith. They want to make a deposit, put in some money and let the rest be taken care of automatically. But, there is no such thing as automated prayers, devotion, or worship in song or service. Following Jesus requires personal discipline and effort.
James 2:1417 14What good is it, my brothers, if a man claims to have faith but has no deeds? Can such faith save him? 15Suppose a brother or sister is without clothes and daily food. 16If one of you says to him, "Go, I wish you well; keep warm and well fed," but does nothing about his physical needs, what good is it? 17In the same way, faith by itself, if it is not accompanied by action, is dead.
One day a kindergarten teacher was helping one of her students put on his cowboy boots?
He asked for help and she could see why. Even with her pulling and him pushing, the little boots still didn't want to go on. Finally, when the second boot was on, she had worked up a sweat. She almost cried when the little boy said, "Teacher, they're on the wrong feet." She looked down and sure enough, they were.
It wasn't any easier pulling the boots off than it was putting them on. But she managed to keep her cool as together they worked to get the boots back on this time on the right feet. And it was only then that he announced, "These aren't my boots."
She bit her tongue rather than scream, "Why didn't you say so?" like she wanted to. And, once again she struggled to help him pull the ill fitting boots off his little feet. No sooner had they got the boots off then he said, "They're my brother's boots. My Mom made me wear 'em today."
Stifling a scream, she mustered up the grace and courage she had left to wrestle the illfitting boots on his feet again. Helping him into his coat, she asked, "Now, where are your mittens?"
To which he replied, "I stuffed 'em in the toes of my boots."
The article ends by saying something about Her trial starts next month.
I Corinthians 13:17 1 If I speak in the tongues of men and of angels, but have not love, I am only a resounding gong or a clanging cymbal. 2 If I have the gift of prophecy and can fathom all mysteries and all knowledge, and if I have a faith that can move mountains, but have not love, I am nothing. 3 If I give all I possess to the poor and surrender my body to the flames, but have not love, I gain nothing. 4 Love is patient, love is kind. It does not envy, it does not boast, it is not proud. 5 It is not rude, it is not self seeking, it is not easily angered, it keeps no record of wrongs. 6Love does not delight in evil but rejoices with the truth. 7 It always protects, always trusts, always hopes, always perseveres.
o When Gerber first started selling baby food in Africa, they used the same packaging as here in the USAwith the cute baby on the label. Later they found out that in Africa, since most people there can't read, companies routinely put pictures on the label of what is inside.
o When CocaCola first shipped to China, they named the product something that when pronounced sounded like "CocaCola." The only problem was that the characters used meant "Bite the Wax Tadpole." They later changed to a set of characters that mean "Happiness In The Mouth."
o When Pepsi started marketing its products in China a few years back, they translated their slogan, "Pepsi Brings You Back to Life" pretty literally. The slogan in Chinese really meant, "Pepsi Brings Your Ancestors Back from the Grave."
o Coors put its slogan, "Turn It Loose," into Spanish, where it was read as "Suffer From Diarrhea."
o The Chevy Nova never sold well in Spanish speaking countries. In Spanish, "No Va" means "It Does Not Go".
You see, we need to know who we're talking to, and make sure that we are communicating what we really intended. Poor communication can lead to all kinds of misunderstandings, for instance... this next story demonstrates just how far from the point we sometimes lead people simply by not being clear and by trying to "mask" or candy coat the hard truths.
A rather old fashioned woman and was planning a couple of weeks vacation in Florida. She was quite delicate and elegant with her language. She wrote a letter to a particular campground and asked for reservations. She wanted to make sure the campground was fully equipped but didn't know quite how to ask about the "toilet" facilities. She just couldn't bring herself to write the word "toilet" in her letter. After much deliberation, she finally came up with the old fashioned term "Bathroom Commode," but when she wrote that down, she still thought she was being too forward. So she started all over again; rewrote the entire letter and referred to the Bathroom Commode" simply as the "B.C.". Does the campground have its own "B.C.?" is what she actually wrote.
Well, the campground owner wasn't old fashioned at all and was a younger man, and when he got the letter, he couldn't figure out what the lady was talking about. That "B.C." really stumped him. After worrying about it for several days, he showed the letter to other campers, but they couldn't figure out what the lady meant either. The campground owner finally came to the conclusion that the lady must be asking about the location of the local Baptist Church.
So he sat down and wrote the following reply: "Dear Madam: I regret very much the delay in answering your letter, but I now take pleasure of informing in that the "B.C." is located nine miles north of the camp site and is capable of seating 250 people at one time. I admit it is quite a distance away if you are in the habit of going regularly but no doubt you will be pleased to know that a great number of people take their lunches along, and make a day of it..... They usually arrive early and stay late. The last time my wife and I went was six years ago, and it was so crowded we had to stand up the whole time we were there. It may interest you to know that right now, there is a supper planned to raise money to buy more seats.....They plan to hold the supper in the middle of the B.C., so everyone can watch and talk about this great event.....I would like to say it pains me very much, not to be able to go more regularly, but it is surely not for lack of desire on my part....As we grow older, it seems to be more and more of an effort, particularly in cold weather..... If you decide to come down to the campground, perhaps I could go with you the first time you go...sit with you...and introduce you to all the other folks..... This is really a very friendly community.....
Mark 16:1416 14Later Jesus appeared to the Eleven as they were eating; he rebuked them for their lack of faith and their stubborn refusal to believe those who had seen him after he had risen. 15He said to them, "Go into all the world and preach the good news to all creation. 16Whoever believes and is baptized will be saved, but whoever does not believe will be condemned.
There was a man who lived up in upstate New York and he was getting tired of the cold weather, so he decided to go to Florida. His wife was on a business trip at the time so he called her to let her know what he was doing and to tell her not to go back to New York but to meet him in Florida.
When he arrived he sent her an email to let her know he was there, but he got a few letters wrong in the address and instead of going to his wife the email went to an older woman in Iowa, who was a preacher's wife and whose husband had died the day before.
The elderly lady turned on her computer read the email, screamed and fainted right on the spot. Her family and friends who were there heard the fall and came in & saw her on the floor and when they read the screen they understood why she fainted...
Dearest darling just wanted you to know I arrived safely.
Looking forward to you being with me tomorrow.
Signed, your husband PS. It sure is hot down here! Don't be confused about where you're going, or where you are now...
Ephesians 2:8 & 9 8 For it is by grace you have been saved, through faith and this not from yourselves, it is the gift of God 9 not by works, so that no one can boast.
Mark 16:15 & 16 says, 15 He said to them, "Go into all the world and preach the good news to all creation. 16Whoever believes and is baptized will be saved, but whoever does not believe will be condemned.
and James 5:1520 says, 15 And the prayer offered in faith will make the sick person well; the Lord will raise him up. If he has sinned, he will be forgiven. 16 Therefore confess your sins to each other and pray for each other so that you may be healed. The prayer of a righteous man is powerful and effective. 17 Elijah was a man just like us. He prayed earnestly that it would not rain, and it did not rain on the land for three and a half years. 18 Again he prayed, and the heavens gave rain, and the earth produced its crops. 19 My brothers, if one of you should wander from the truth and someone should bring him back, 20 remember this: Whoever turns a sinner from the error of his way will save him from death and cover over a multitude of sins.
God gave us an instruction manual and a map to get us to the end goal. All we have to do is dust it off and read it!
As we age we all become more acutely aware of how the years fly by. For our beloved pet dogs, this time passes by seemingly at the speed of light. With each dog year roughly equating to seven human years their precious lives all too soon slip away. If you are a caring dog owner, you will do you very best to ensure that your dog is well, healthy and never suffers. This can mean that sooner or later you will be faced with the job of having your dog put to sleep.
As medical care for animals improves the average length of a dog's life has improved also. Dogs with heart problems, diabetes, arthritis, thyroid disorders, amputated limbs and more can all have a good quality of life. We must remember though that every living creature has to die eventually. It is not easy knowing when it is time to put your dog to sleep but the advice below will help.
Veterinary assessment.
Most vets will offer a quality of life assessment for your dog. They will discuss the animal's quality of life, medication, diagnosis and prognosis with you in order to establish the best course of action. Of course, the ultimate decision will be yours. You know how the animal is on a daily basis and whether or not it still has some quality of life.
The family.
A dog soon becomes part of the family and will be greatly missed by all. Talk to the family members so that everyone knows what is going to happen. This can be a hard time for children. If necessary buy a book on this subject, which is aimed at helping a child to understand.
Signs and symptoms
Over the years, we all get to know our pets well. You will obviously notice some age related changes in your pet. Other signs may show that it is time for euthanasia. These may be total loss of appetite, severe weight loss, painful tumours or constant pain.
The dog.
Often a dog knows when its time has come. The dog may look at you almost pleading for release. Heed any signs and warnings and take the appropriate action. Sometimes euthanasia may be needed in a younger animal. This could be due to disease, illness or an accident. The dog's veterinarian will be able to advise.
Putting your dog to sleep.
Knowing this is the right course of action does not make it any easier. Your vet will try to make the process as calm as possible for all concerned. When you book the appointment make sure that your vet understands your requirements. The dog is usually injected with a lethal injection, which acts fast. In a matter of moments, your dog will drift away.
Many owners find it too painful to stay with the dog until the end. If you think that you will be too upset, settle your animal down say your good-byes and wait in the waiting area. In some ways staying with your animal until the end seems the final act of kindness to it. As long as you are not in too much of a panic this will help the animal settle and make the process easier. Remember though that if you get very stressed so will the dog. This will make it harder for the animal also. Some dog owners include their other dogs for this final goodbye but this is up to you.
After euthanasia.
These days you can opt to have your dog's remains cremated or buried. Both can be costly. If you have the pet cremated you can scatter its ashes at a familiar spot, bury them in your garden or keep them as long as you want. You may alternatively opt to bury your dog in your garden. The pet undertaker will collect your pet's remains from the veterinarian's surgery and contact you when it is ready for collection or delivery.
All of the above can be very traumatic to a dog owner. You must give yourself time to grieve. It is probably not a good idea to take another dog into your home immediately although some people find it does help. However, remember that you will never replace the lost animal, as all dogs are different and individual.
It is so easy to feel a traitor having had a pet you love put to sleep but, in your heart, you will know that you did the right thing. You will have countless good memories and the knowledge that you made your dog's last journey as easy as it could possibly be.
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Following the onset of 2009's Great Recession, one didn't need an expert to identify a confidence man and his Ponzi scheme: the outbreak was splashed across front pages of every major newspaper in the United States and abroad. Arrest and prosecution of pin stripped con men has been epidemic.
The Ponzi scheme defined is the model of simplicity: the con man uses money from new investors to pay return on investment to original investors, rather than pay out ROI from revenue earned in legitimate investment or venture work. In short, the sole source of revenue is the investor group. There is no actual investment of that money or lawful business model that yields new revenue. The only "business model" involved is the Ponzi scheme, itself.
To perpetuate the fraud and maintain the illusion of legitimacy, the architect behind the Ponzi scheme must constantly grow his investor pool in order to pay returns to original investors. The original investors may see dividends, but will never see return of the principal, as part of that goes into the con man's pocket with the rest used to pay false dividends to fellow investors. The investor pool is the lone source of revenue from which dividends are paid. The more investors there are, the greater the annual dividend payments, the more new investors are required to satisfy promised returns and keep the ruse alive.
The thin margins involved in the scam more often than not result in an end game where the con man either exhausts his bluff and leaves town to begin the Ponzi scheme anew in fresh hunting grounds, or is arrested with little to no identifiable assets from which to order restitution or award civil damages. This common scenario is one of the primary reasons this crime is such an insidious type of financial fraud: even after prosecution and conviction of the perpetrator, the victim is seldom made whole.
Scam artists, just like their Ponzi schemes, take many forms. A serial con man must avoid a criminal pattern that could identify him as author of a new financial fraud. They must be discrete, inconspicuous and chameleon like, with ever changing personal and professional personas. Since a Ponzi scheme in its pure form is simple in structure and easily detected, the skill of the confidence man behind the scam determines its success. If the hustler is adept at his art, investors are both unaware and uninterested in the specifics of his "business"; the inner workings that would identify it as a Ponzi scheme.
One of the red flags signaling a financial fraud is the absence of a business plan -- details and specifics. Keeping things nebulous allows the con man to avoid accountability. This is often accomplished by inculcating an air of exclusivity, privilege and mystique around the business model. By so doing, prospective investors are less likely to ask the hard questions. Through social engineering and charisma, the con man persuades his mark that he will be party to an investment opportunity only extended to a select few. This psychological manipulation can be achieved in an number of different ways, one of which is the affinity con, where the con man will target those of like ethnicity, race or religious persuasion. Often times there will be a staged vetting of the prospective investor, presumably to determine whether or not he is qualified under SEC guidelines; that is, whether the investor possesses the net worth and/or sophistication, comprehension and experience required as a pre-condition for participation in a given investment fund. In reality, this pre-qualification is an empty exercise -- posturing to reinforce the firm's trappings of legitimacy. The reality is that the con man's only concern is that the mark is willing to part with his money; not whether he is able to part with his money as a reasonably prudent investor.
Ponzi schemes are not limited to the stock market. They are as varied and numerous as there are services and products to sell. Because financial fraud can take a limitless number of forms, it's impossible to craft an all encompassing guide book to avoiding it. The better way to vigilance is to remain alert to the presence of the con man and not the con, itself. If one can identify a con man, you can avoid the con.
Demeanor: Look to the suspected con man's demeanor and be attuned to any evasiveness when he is asked pointed questions. Look for concrete answers to concrete questions. As noted above, the proof is in the details; the nuts and bolts of the paradigm. If the broker is hesitant to provide you with those details -- the specifics of his investment model -- walk away. Remember that vetting goes both ways: just as the money manager has a responsibility to qualify investors, the investor has every right to check the broker's references and audit his track record on Wall Street or Main Street. If nothing else, run all contracts and documentation by a trusted securities attorney and an accountant that is a certified financial planner.
Discretion and professionalism: While an asset manager is not obliged to release his client list to you, if he is a confidence man with an A-list client base he will often take pains to do just that. This absence of discretion distinguishes him from legitimate brokers, and is part and parcel of creating a mystique around the investment firm. You will find that most confidence men choose marks that are either neophyte investors or possess only a rudimentary knowledge of stocks, bonds and portfolio management. They may be A-list celebrities, but they are seldom A-list financiers and businessmen. Madoff was master of this calculated discrimination, turning away more sophisticated investors that may have realized the "emperor had no clothes", and embracing less savvy celebrities whose star power would be a draw for other deep pockets.
Promise of inflated returns: The old adage, "if it's too good to be true, it probably is" applies here. A ROI that is unrealistic most likely is. Madoff guaranteed select investors in his fund annual gains upwards of 46%. An absurd figure that should have triggered skepticism and more aggressive scrutiny by regulatory agencies.
There is no one thing a good con man will say or do that will identify him as such. This is the challenge: their entire approach is based on stealth like manipulation of perception, ingratiation, charm and deceit. It's a form of psychological warfare, and one reason con men prey upon vulnerable populations in society like pensioners. They also frequently pander to narcissistic tendencies in their investors which is one reason actors are such easy marks. The art of the con is just that: art not science. It has much more to do with a mastery of psychology than finance.
Common thread: There are few common denominators in this game, but there are a few truisms. If you take anything from this think piece, let it be this truism: a skilled con man is one who identifies a need in his mark and convinces the mark that he can meet that need.
The reality is that the con man seldom has the intent, ability or desire to deliver on his promises, but does have the intent and ability to string along his mark in believing that a big payday is a certainty in the near future.
Bernard Madoff and Allen Stanford set the bar high for institutionalized graft with cons that yielded as much as $65 billion USD. It was not merely the size of the take but the longevity and complexity of these cons that set them apart. They represent an extreme end of the continuum in both scale of economy and enormity of crime. One would think the klieg lights directed at these men and their very public pillaring would have had a chilling effect on similarly minded corrupt money men. That was not the case. Shortly after Madoff and Allen's apprehension, scam artists Paul Greenwood and Stephen Walsh were arrested for the bilking of $554 million from their investors.
Climate and Zeitgeist: As with staving off any plague, the best way to guard against the threat is to ensure a robust immune system that is not attractive to the virus. Over the past two decades, growing deregulation and lax enforcement of rules that did exist created a climate ideally suited for defrauding experienced and novice investors, alike. It has been a breeding ground for con men and Ponzi schemes.
We the People: The governmental agencies chartered to safeguard the public trust were afflicted with the paralysis of politics, inaction and indifference. They became more concerned with public relations than policing Wall Street. The Securities and Exchange Commission and Federal Trade Commission doubled as preparatory schools for future Wall Street financiers. The agencies became revolving doors for federal employees seeking better paying, more powerful and prestigious jobs from the very companies they were charged with regulating. It is difficult to effectively investigate a company for securities fraud while approaching the audit as a job interview. I can tell you from firsthand experience in my efforts to bring a high profile con man to justice that the SEC's approach to investigation of investor fraud bears more resemblance to a 1950's "duck and cover" school room drill than a serious minded, probative and aggressive inquiry into the possibility of criminal conduct. Arguably, these past two decades such agencies, whether by design or negligence, served only to insulate the corrupt and criminal from scrutiny and exposure. Inaction is action. These past twenty years of deregulation, that inaction often rose to the level of criminal co-conspiracy, but for the absence of intent. The FTC, Treasury Department and SEC were mere impotent organs of a diseased, incestuous Wall Street culture that led to a crisis condition.
The very fact that the biggest con man in our nation's history, Bernard Madoff, enjoyed a term as chairman of Nasdaq and had a niece in bed, literally, with an SEC regulator is damning evidence of a fractured foundation. When on occasion the SEC was jolted from its hard-wired state of nepotism, lethargy and active avoidance of disrupting the status quo, its chronic delinquency left it at the scene of the crime as coroner to record time of death -- and not in its intended role as sheriff to deter the homicide. The SEC's function was too often that of an undertaker tagging and bagging bodies, falling considerably short of its intended function as defined by section 4 of the Securities Exchange Act of 1934.
Part III of III in this series of articles on Ponzi schemes will examine a real world, ongoing scam, the con man behind it and the investors victimized by the criminal enterprise.
In early 2010, WWE and Mattel entered an agreement for the manufacture of a brand new line of WWE action figures. The new wrestler figures which are being created by Mattel will offer a series of great toys for kids, and wrestler likeness figures for serious collectors. These action figures released in 2010 are specially created to look just like the WWE superstars that many fans root for at live events or on pro wrestling television shows. Fans will be able to collect and enjoy figures of their favorite stars like John Cena, The Undertaker, Rey Mysterio, Shawn Michaels and Triple H.
There will be several series of the new Mattel WWE figures with new wrestlers being released throughout 2010. These include the Wrestlemania Heritage series, Elite series, Basics 2-Packs, and FlexForce. FlexForce features action figures whose arms and legs swivel and snap for action-packed wrestling moves such as kicks, punches and more. The Entrance Greats Series are another great lineup of collectible figures featuring wrestlers in classic ring attire such as Shawn Michaels in his all white outfit, or Triple H dressed with a crown and robe to represent the "King of Kings". There are also two special wrestling rings which have been manufactured with the Raw and Smackdown logos on the side aprons just like live shows have.
With the new Mattel WWE action figures it looks like the toy manufacturer and sports entertainment company will have a winning product on the market. This first series will most likely become a highly collectible item which will be hard to find in stores. Fans will finally be able to literally get their hands on their favorite wrestlers, and control the action inside miniature rings. Serious collectors will also be able to proudly display these rare, unopened collectibles in their special collections and pass them down to future generations of wrestling fans.
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So every day I get the question what is leveraging, how does leveraging work and how can I benefit from it? So first allow me to explain what leveraging is. Leveraging is when you take something of value and you use to receive money, it is that simple. So most people in fact 97% of the population leverage time for money. You trade your time and expertise in return for money, the biggest problem with this is you are only one person and unfortunately there are only 24 hours in the day, so no matter what you are capped at a certain amount of money every day, every week or every year and unless take what is left over and place it into a system that can generate income for you you are stuck in the rat race.
Those who are concerned with their financial future do take action and they understand that unless they want to work until the undertaker plants them in the ground most people start taking evasive action early in like. They begin by placing a small portions of their income into retirement accounts such as a IRA or Mutual fund however if you change your thinking from being an employee to an investor or entrepreneur then you start having people & money work for you, this creates freedom.
For example lets say you have $2,000,000.00 sitting in the bank. Most financial institutions pay interest depending on the type of account but for a basic savings account currently just about any bank or credit union is paying at least 3%, With 3% interest compounding on $2,000,000.00 you would earn $60,000 per year in just interest alone. That is how leveraging works. You leveraged $2,000,000.00 to get $60,000 which to me doesn't sound like a fair exchange but it is still better then nothing.
So most of us just don't have $2,000,000.00 just laying around so we can earn $60,000 in interest however it would not be unreasonable to have $3,000 to $10,000 in account which is again is only earning 3% interest, so you could leverage that cash for a better return on your money so lets look at some examples.
1st you could put your money into a high yield mutual fund, the national average show that most high yield mutual funds have a return on your money of 6 to 8% depending the size of the fund and where the majority of the assets are.
2ND you can leverage your money by placing it in to a Blue Chip Stock portfolio, these stocks typically have bigger returns as much 21% and if you follow the trends well enough you can make a lot of money really fast however this requires constant monitoring so you can pull you money out of a poorly returning stock and place it into a better performing stock.
3rd you can purchase real estate with the current economic condition both commercial and residential property are extremely keep and with the right location for any given asset most property doubles its value every 10 years. The only problem is I don't have time to wait 10 years for the fruits of my labor to start paying off,
So the last thing you could do is follow the wealth, how do the wealthy get wealthy in first place and 2ND how do they stay wealthy. They learn how to leverage at whole new level they understand that to have big returns they need to take on a bigger risk so they pool money from several investors to limit risk they acquire companies and break up their assets because sometimes things are worth more in pieces then as a whole. They bay large chunks of stocks because the larger your assets are the more leverage you have, and they continue to leverage their assets to purchase other income generating assets which creates wealth and if you real proficient at this simple technique then you will have financial freedom, and never have to be burden with the price of gas again.
So the question is well how can I benefit from leveraging. Well if you are willing to leverage small part of your income and place it into a system them generates the income equal or greater then the amount of cash that you are leveraging then the risk is worth it, if it isn't then it not. So now you are probably wondering how do I get started, well its simple you can become an entrepreneur by joining a network marketing company, the power of a network market company is that have huge support staff who will assist you in becoming wealthy because each member of the network marketing company is leveraging one another to increase their personal income.
Also by becoming an independent business owner their are tax benefits. The IRS allows companies to pay all their expenses first then their taxes where we as individuals have to pay the IRS first then live off what ever is left over. So just by adding a few deductions could reduce your tax burden by 25% if not more. The best way is not to owe the IRS and not to get any money back. Any time you get a refund you basically gave the IRS or the state an interest free loan so that is not using your money effectively.
I guess with this new information that you have concerning leveraging I guess my question to you is how much cash would you like to receive this month, would an extra $3500 make difference in your life or do you want something more substantial like an extra $14,000 or even $20,000 well what ever you want you can have and I can show you how to get to where you want to be with a an easy 7 step process to learn more checkout the resource box at the bottom of this post to get details on how you can accelerate your income in the next 48 to 72 hours.
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